Coronavirus (COVID-19) Resources & FAQs

Gov. Pritzker Extends “Stay At Home” Order Through April 30

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Illinois COVID-19 Hotline: 1-800-889-3931


You can download the PowerPoint presentation from our Zoom meetings here.

UPDATES & CHANGES TO CHAMBER OF COMMERCE Q&A
Last Updated: April 2 @ 8:00 p.m.

! New Resource: Download the Small Business Owner’s Guide to the CARES Act

QUESTIONS FROM THE SANDWICH CHAMBER OF COMMERCE ZOOM MEETING – APRIL 2, 2020

If I get an Economic Injury Disaster Loan and/or an Emergency Economic Injury Grant, can I get a Paycheck Protection Program loan?
Whether you’ve already received an EIDL unrelated to COVID-19 or you receive a COVID- 19 related EIDL and/or Emergency Grant between January 31, 2020 and June 30, 2020, you may also apply for a PPP loan. If you ultimately receive a PPP loan or refinance an EIDL into a PPP loan, any advance amount received under the Emergency Economic Injury Grant Program would be subtracted from the amount forgiven in the PPP. However, you cannot use your EIDL for the same purpose as your PPP loan. For example, if you use your EIDL to cover payroll for certain workers in April, you cannot use PPP for payroll for those same workers in April, although you could use it for payroll in March or for different workers in April. Read more in the Small Business Owner’s Guide to the CARES ACt.

Are individuals who have no reportable income or are receiving Social Security benefits eligible to receive the direct cash payment from the Federal Government?
Yes–and the Treasury Department has reversed their original policy that seniors and others would have to file a tax return in order to get the check. That is no longer the case.

“Social Security recipients who are not typically required to file a tax return need to take no action and will receive their payment directly to their bank account,” Treasury Secretary Steven Mnuchin said in a statement. (Read the full story in USA Today)

You can also find complete information and details at IRS.gov/coronavirus

Can workers who have reduced hours or pay apply for Unemployment benefits? Yes. You may claim some benefits for a week if you work less than full-time because of lack of work. Your earnings for the week must be less than the weekly benefit amount you would receive if you were totally unemployed for the week. For more information, refer to the Illinois Department of Insurance’s Unemployment Insurance Benefits Handbook, page 17.

QUESTIONS FROM THE ROCHELLE CHAMBER OF COMMERCE ZOOM MEETING – APRIL 1, 2020

How can I find out if my small business is “essential” as defined under Governor Pritzker’s “Stay at Home” order? You can visit the Illinois Department of Commerce and Opportunity (DCEO) website on essential businesses and operations. If that webpage does not address your concerns, you can call the DCEO hotline at 1-800-252-2923 or e-mail CEO.support@illinois.gov.

How does the Families First Coronavirus Response Act (Phase 2 Federal Stimulus) affect employer paid leave requirements? The Act requires certain employers to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. For more information, you can visit the U.S. Department of Labor’s Wage and Hour Division website on changes to paid leave requirements under the Act.

QUESTIONS FROM THE BYRON/OREGON/POLO CHAMBER OF COMMERCE ZOOM MEETING – APRIL 1, 2020

Has there been discussion about relief or changes for Illinois employee expense reimbursement provisions?
We are reviewing this question and will have an answer shortly.

What is the latest guidance on child care and new opportunities for emergency child care services?
We are reviewing this question and will have an answer shortly.

QUESTIONS FROM THE DIXON CHAMBER OF COMMERCE ZOOM MEETING – MARCH 31, 2020

Where can I find information on the Paycheck Protection Program?
The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities. The US Department of the Treasury just released an application, rules, and information for this new program. Click here for an overview, here for details for borrowers, and here to see an application. Applications begin April 3.

Are sole proprietors eligible for the Downstate Small Business Stabilization Grant Program?
Yes, sole proprietors may apply for the grant through their municipality (if the business is located within a municipality) or their county (if the business is located in an unincorporated area). Thanks to your questions, DCEO reviewed the plan and agreed to revise the forms to state that sole proprietors are not be required to provide a Certificate of Good Standing from the Illinois Secretary of State’s Office as part of the grant application.

How do businesses located in unincorporated areas apply for the Downstate Small Business Stabilization Grant Program?
Businesses located in unincorporated areas may apply for the grant through their county government.
For unincorporated Lee County, contact Becky Brenner at (815) 288-5676 or email bbrenner@countyoflee.org

I am self-employed. Do I qualify under the new federal unemployment program?
Under regular unemployment rules, the incomes of self -employed workers, freelancers, and independent contractors are not subject to unemployment taxes and so typically these individuals are not eligible for unemployment benefits. The stimulus package creates a new, temporary program to help people who lose this type of work as a direct result of the current public health emergency. IDES will provide information about how to apply for this benefit as soon as it is finalized. Please do not apply at this time. We will update this section when IDES has finalized their process.

Are businesses able to apply for both Economic Injury Disaster Loans and Paycheck Protection Loans with the SBA?
At this time, no. SBA rules state that businesses who have received Economic Injury Disaster Loans are not eligible to apply for Paycheck Protection Loans. Rules are being considered to allow Disaster Loan recipients to refinance their loans into a Paycheck Protection Loan, but those rules have not been adopted at this time.


Resources & Relief from the State of Illinois and the Federal Government

ONE-TIME PAYMENT FOR INDIVIDUALS AND FAMILIES

UNEMPLOYMENT BENEFITS FOR INDIVIDUALS AND FAMILIES

ASSISTANCE TO SMALL BUSINESSES


GOV. PRITZKER EXTENDS “STAY AT HOME” ORDER THROUGH APRIL 30

Governor JB Pritzker issued a “Stay at Home” order, mandating that Illinois residents stay in their homes as much as possible, unless they are conducting essential activities. Essential activities include picking up groceries or prescription drugs, caring for family, visiting the doctor, and more. Workers and businesses deemed essential may continue working and remain open.
Frequently Asked Questions on the “Stay at Home” Order

COMMUNITY EVENTS

SCHOOL CLOSURES CONTINUE THROUGH APRIL 30

CHILD CARE CENTERS

STATE GOVERNMENT FACILITIES

GROCERIES

RESTAURANTS & BARS

VULNERABLE POPULATIONS

COMMERCIAL TRANSPORTATION

PROFESSIONAL LICENSING